Yes, you must be an insured driver in order to drive a rental car. If you have personal car insurance, you should check to see whether it covers rental vehicles (and be sure to ask if there are any restrictions, such as vehicle size or international pickups). If you donβt have personal insurance coverage, consider checking your credit card β it may offer a rental car policy if you use it to pay for the rental. As a U.S. citizen, you can purchase insurance with CarRentals.com at checkout since itβs not included in the base rental car rate. When reserving a car rental in some international locations, such as Mexico, you must buy additional local insurance.