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KOHO discount codes and coupon codes

KOHO Coupon Codes

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5 active offers

Latest KOHO promo codes, coupon codes and deals for Canada in October 2026

Get 2% cash back on your daily essentials at KOHO.

Terms and conditions

  • Subject to availability.
  • For full Terms & Conditions kindly visit KOHO's website.

The Extra Plan gives you enhanced financial management features for CA$12 each month, sitting between the free Essential Plan and the Everything Plan. This mid tier subscription from KOHO includes a range of additional tools for Canadians wanting more than basic banking capabilities.

Terms and conditions

  • Subject to availability.
  • For full Terms & Conditions please see KOHO website.

The Everything Plan delivers comprehensive online banking and investing capabilities for CA$14.75 each month. This top tier subscription from KOHO includes all available financial tools, allowing complete management of your money.

Terms and conditions

  • Subject to availability.
  • For full Terms & Conditions please see KOHO website.

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Get the KOHO Extra subscription plan from just $18 per month and access a range of additional features and benefits.

Terms and conditions

  • Subject to availability.
  • Available while stock.
  • See the KOHO website for full terms and conditions.

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Terms and conditions

  • For full Terms & Conditions please see the website.

Which KOHO offer should I use?

KOHO offers a range of ways to save on financial management services, from everyday cash back rewards to subscription plans that suit different needs. The main offer on this page is 2% cash back on daily essentials, which applies to your regular spending with KOHO. For those wanting more advanced banking and investing features, KOHO has several subscription plans available at different price points.

If you spend regularly with KOHO, the 2% cash back on daily essentials is the headline reward. This gives you money back on everyday purchases at no extra cost, so it applies whether you spend a little or a lot. There is no minimum spend threshold, which means it works for everyone.

If you want to grow your savings, the high interest savings account offers up to 5% interest. This is separate from the cash back on spending; you could earn both the 2% back on purchases and the interest on money you hold in the savings account.

For subscription plans, choose based on what financial features you need. The Essential Plan is free, giving you basic banking capabilities with no monthly cost. The Extra Plan costs either CA$12 or $18 per month depending on which offer you choose (the lower priced CA$12 version appears first on this page); both give you enhanced financial management tools beyond the Essential Plan. The Everything Plan costs either CA$14.75 or $22 per month (the lower priced CA$14.75 version appears first), and includes all available financial tools for complete money management. There is also the Extra On Your Spending & Saving option for $9 per month, which sits between the free Essential Plan and the full Extra Plan in terms of features. All plans except the free Essential Plan let you try them with a free 30-day trial first, so you can test the features before you commit to a paid option.

When choosing between the paid plans, compare the monthly cost against the features each tier offers. If you only need basic banking, start with the free Essential Plan. If you want some extra features without a large commitment, try the $9 per month or CA$12 option with the 30-day free trial. If you need complete financial management and investing tools, the Everything Plan at CA$14.75 per month (or $22 per month, whichever version is available to you) gives you everything KOHO offers. Combine the cash back reward on everyday spending with whichever subscription plan matches your needs, and you will get the most benefit from KOHO's services.

How Do I Use My KOHO Offer?

If you’re looking for a discount or deal on your online purchase at KOHO then Love Coupons is the right place for you. All you have to do is follow the steps below to claim your offer.

Step 1: Pick your desired offer from above 

Select the deal you want to use from above. If the deal is an offer, you'll select 'Get Offer'. 

NOTE: in the case of Offer deals, discounts will be automatically applied.

Step 2: Click 'Go to the KOHO site' 

KOHO offer

This will take you to the KOHO website. 

Step 3: Shop, shop, shop!

Fill your shopping cart with your items!

Step 4: Proceed to checkout

When you're done, select 'My Cart' in the top right-hand corner to view your items, and there the offer should be automatically applied and your items discounted.

Step 5: Enjoy! 

Simply follow the rest of the prompts to complete the checkout process. The hard part now is waiting for your order to arrive. Happy Saving!

Always note: There are Terms and Conditions associated with codes which you must comply with (like only being able to apply a code to certain items), please take note of these.

Extra Things You Need To Know About Using KOHO Offer

Why is my KOHO offer code not working?

There are several reasons why your KOHO code might not be working:

  • The KOHO code you are using might have expired.
  • You might be applying the KOHO code to certain items that do not accept discount codes, like sale items.
  • You have already used this same code when shopping before at KOHO.
  • You have not spent the minimum amount of money. Sometimes in order to apply a KOHO code, you have to spend a certain amount of money, and that might be the reason why the code is not working.
  • You have taken the KOHO code from an international deals site, which probably doesn't apply to KOHO. 
If you ever find that one of our KOHO codes here at Love Coupons to not working, please let us know and we'll make sure to fix the problem!

Do KOHO Offer A Buy Now Pay Later Option?

Based on our research, it appears that KOHO does not offer any buy now, pay later options currently. You can contact KOHO to see if there have been any updates or changes. You can also visit KOHO’s homepage to see if they have posted any updated information about buy now, pay later support.

KOHO Money Saving Hints And Tips

Here are some great tips & tricks for extra savings at KOHO:

  • Always check Love Coupons for the latest money-saving discount codes and deals at KOHO before you finish your purchase. 
  • Be sure to check out any sales, offers, or discount sections on the KOHO website to find any promotions or discount offers. 
  • Join the KOHO newsletter to get the best offers, money-saving promotions and exclusive deals sent straight to your inbox. 
  • Follow KOHO on social media to stay updated with any new arrivals or offers.   

Reasons To Shop At KOHO

  • Offers more credit card services
  • Led by experts
  • Available to all Canadians
  • Access your account any time of the day
  • Manage your finances better from the comfort of your own home
  • Secure site

KOHO Review

There are many reviews that KOHO has received and here are some of them:

  • aakash patel:Started using it last 3 months. Had some issues with payment but it got resolved. Loving it so far. Nice to have cash back reward [cash back is not that big but it doesn't hurt to have few cents back on your every purchase right!] :)
  • Kvplr III:Been with KOHO for over 5 years so far and I'm loving the service and efficiency of the card! I do lots of traveling & Premium Membership defiently makes it worth that small fee if you have many transactions to make online or out of seas. Had little issue with connection few days ago and thanks to Chat Support I had same day response with guidance on how to fix my issue I had and back to normal within few hours. I defiently recommend if you make lots of transactions or want to save Money on the side many good services on the App :) + The new Cover me that came out on the new update is super cool if ever low on cash 50$ over draft.Not sure why people below are complaining all their issues seemed like a obvious problem that could have been avoided from their end again don't forget this Is not a Normal bank to go full extended on stuff you would at regular bank. It is a Well trusted money institution with variety of options.
  • David NH:Wow. These reviews confuse me. They have really good reviews on play store so I guess their customer service is horrible? Full disclosure: I haven't had to contact customer service because the app has been great and worked seamlessly. I love the app. I love the way it is all digital. Why are you guys requesting a plastic card? It is a digital app. Put it into your google and apple pay. I've referred 4 people and gotten my own 20 dollars for signup this past week for that free $100 to pay off my post Christmas credit card. (Paid my phone bill with my KOHO and used my phone bill money to pay off the Christmas credit card).Why would you guys give up your bank account for koho? You need etransfers from your bank account to fund koho. It isn't a bank account. It is a prepaid Visa. It is a convenience card with awesome referral program. I can make $1000! 100 down. $900 to go ♡♡♡ Maybe I'll sign up for a new Netflix trial with it for a free month of Netflix ♡ love this "card" (digital)
  • Tiara Grossett:Never had an issue and the one and only time I contacted support with a general question, they replied within seconds and answered my question no problem! The referral bonus is awesome, the credit building rocks, and the price matching is unmatched!! Definitely recommend KOHO!!Join me on KOHOUse this code on sign-up: 9VSBB87DAfter you sign up send an etransfer to your KOHO email with as little as $2 bucks, then use the card to make a purchase, if you eTransfer $5 bucks you can spend $5 bucks, if you etransfer $25 bucks you can spend $25 bucks, or you can etransfer $100 and spend $1, $2, $3 bucks, any amount you spend counts towards your purchase.. within minutes of completing your purchase, we’ll both get $20 bucks deposited into our accounts. :)

KOHO App

KOHO is one of the leading online financial service companies in Canada that is trusted by thousands of customers nationwide. The company has even won an award and that sure does tell a lot about it. If you would love to join KOHO, you can simply do so on your phone or PC, and having an app for easy and fast access just simplifies things a lot more. The app is available both on ios and Android users.

KOHO offer

KOHO FAQs

Is KOHO only in Canada?

KOHO exclusively helps Canadians with all its financial products and services. However, KOHO has an interest in expanding its focus on other countries in the future.

Is KOHO an actual credit card?

Brand} is a secure online financial service company with many products you can try for yourself. KOHO’s products/services give you cash back, spending power, and many others.

What bank is KOHO under?

KOHO has partnered with CDIC-insured companies to help you store money securely.

Who is KOHO backed by?

KOHO is backed by some of the most established investors like Drive Capital, Portag3, TTV Capital, and others.

How often does KOHO release a offer code?

All brands listed on Love Coupons have different timelines as to when they release a KOHO offer code. Some do it seasonally, with others not releasing new coupons for a while, however, you can always find good KOHO offer codes here on Love Coupons.

How do I use an offer code at KOHO?

The team at Love Coupons spends most of their time researching for available, and most recent KOHO offer codes that can be used directly on KOHO's online store. You can also get to see how to use a KOHO offer code here on Love Coupons so that the process is smoother for you when shopping for your favourites. Go ahead and read the content Love Coupons writes for more information.

KOHO Pros & Cons

Pros

  • Made to simplify life
  • Customer service is available
  • Reliable products

Cons

  • KOHO is only available in Canada
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Check Out brands Similar To KOHO:

Customers often search for items similar to what KOHO sells in order to save more money.

  • Moneyspire – Helps you have total control over your financial life in an effortless and intuitive way.
  • Insurely – Simplifies the process of getting comprehensive insurance quickly and without hassle.
At Love Coupons, we keep an eye out and our ears on the ground for the best KOHO offer codes which can be found on our site. If you do keep checking back on our Finance & Insurance category, you will be able to see what is new with KOHO or sign up for the Love Coupons email newsletter and get the latest KOHO offer codes sent to your inbox.

KOHO Contact Details

If you need to get in touch with KOHO about an order, an inquiry, or anything else, there are a number of ways you can do this.

Phone

Give KOHO a call at 1-844-688-5885, and they will be more than happy to help.

DM on Messenger

You can DM KOHO on Facebook, and you’ll be directed to write your inquiry.

Twitter

Go ahead and send KOHO a tweet and they will respond back.

Send an email

You can send an email at support@koho.ca., and they will be happy to help.

Instagram

You can contact KOHO via Instagram, and they will be glad to hear from you.

KOHO Opening Hours

KOHO is an online bank that is open 24/7

What makes KOHO stands above other similar online retailers is their brilliant customer service. They put their customers as a top priority. Their team responds as quickly as possible and through various platforms like Facebook, Twitter, and Email. Whatever your inquiry is, KOHO is always there to help you! 

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